Click on the loan type name to access more details about that specific loan option.
Fixed-rate home loans have a fixed interest rate for a certain period, which covers one or two years. You will be protected against increasing rates.
First-time buyers home loans are very popular among first-time home buyers who want to invest in their first home but do not have the money at hand to put down on a deposit.
Variable home loans have their interest rate attached to the base home loan rate, which goes up and down, depending on the amount of the loan.
Capped rate home loans provide you with the extra security of a variable interest rate without locking in a fixed rate. These home loans protect you against interest rate increases.
Step-down home loans are popular among homeowners who are close to retirement. With this type of loan, the rate offered to you by the bank is gradually lowered every year or 6 months.
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